Ahmad Elayyan
Central Operations of Ajman Bank
Ahmad Elayyan – Member of the Business Council for Banking and Trade Finance and Mediation and Trade Disputes
Ahmad Elayyan is a seasoned executive in the Islamic banking sector, currently serving as the Senior Vice President and Head of Central Operations at Ajman Bank. With over three decades of experience, Ahmad has made significant contributions to the banking industry, particularly in the fields of trade finance and operations management. His expertise spans the establishment of two new banks in the UAE and the conversion of a semi-governmental bank in Jordan into a full-fledged Islamic bank.
Ahmad holds a BA, MBA, and Higher Status Diploma, and he is now pursuing a Doctoral degree. He is also professionally accredited with certifications such as CDCS (Certified Documentary Credit Specialist), CITF (Certificate in International Trade and Finance), and DITF (Diploma in International Trade and Finance). These qualifications have been instrumental in shaping his career and enabling his achievements in the finance sector.
Throughout his career, Ahmad has been at the forefront of key initiatives in the Islamic banking industry. He is particularly proud of his work in transforming banking operations through the use of advanced technologies and compliance with Shari’ah principles. Ajman Bank, where he leads central operations, is a pillar of economic development in Ajman and across the UAE, providing responsible banking and financial services to individuals, businesses, and government institutions.
Ahmad has witnessed the banking industry’s rapid evolution over the past 30 years, particularly the integration of artificial intelligence (AI) and the diversification of financial products. However, he acknowledges that while technology is a significant enabler, it also brings inherent risks that must be managed carefully.
Looking ahead, Ahmad envisions a near future where retail banking becomes almost fully automated. He is excited about the potential of AI and robotic process automation in shaping the future of banking. However, he advises young professionals entering the industry to not only embrace technology but also to master fundamental banking skills.
Ahmad actively participates in the International Trade Council and serves as a member of the Banking/Finance/Trade Finance Business Council. His leadership and expertise have been instrumental in aligning Ajman Bank’s operations with global best practices in Islamic finance and trade facilitation.
Outside of his professional life, Ahmad enjoys reading, swimming, and playing football, which help him maintain a balanced and fulfilling life. He remains committed to continuous learning and contributing to the ongoing development of the banking industry.